By: V Capaldi As the woman who professes to question the status quo at every turn my financial life has finally brought me to a place where I am questioning the cost of health insurance.
I was granted Medicare 2 years after becoming legally disabled from Multiple Sclerosis (MS). The monthly cost to me for both Medicare and Part D (Prescription Drugs) is roughly $230/month.
Within the 1st few months of being granted Medicare you have a "once in a lifetime" opportunity to get gap insurance. Gap insurance is supposed to cover the gaps in your existing insurance plan. It is supposed to help assure you are covered in a time of great need. My gap insurance comes at the cost of $392/month.
Total health insurance = $622/monthly #WTF
This month I decided to take a bold step and say "bye-bye" to my gap insurance.
I think the narrative regarding insurance has to change.
I decided I am going to take that money and spend it on my kind of insurance. Which equates to approximately $7500/year!
The PaleoBOSS Lady Insurance Covers Yearly:
- A Functional Medicine Doc
- Blood Work
- Fecal Testing
- Tai Chi
All of which coupled with a healthy conscious life will do more to insure my health than any company in a building that is all about waiting for disaster to happen so they can deny you because you did not read the fine print.
Bye bye insurance and hello brass balls. Once gain this BOSS believes: I got this.
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